Know beforemoney moves.

Give finance teams and AI agents one controlled route from invoice to verified supplier, visible cost, approval, and confirmed arrival.

Request a walkthrough See how it works

Private preview. No account required. The request is prepared in your email app.

PAYROAM / PAYMENT PASSPORTILLUSTRATIVE EXAMPLE · NOT A QUOTE

PAYEE · EXAMPLE SUPPLIERVerified for this payment

Send amount: USD 10,250.00
Supplier receives: EUR 9,412.00
Fees & conversion: Itemized before approval
Expected arrival: 02 Aug · 10:30 UTC
Current checkpoint: Ready for approval
Exception owner: Finance team

PAYEE · COST · CHECKPOINT · OWNER

An illustrative product record—not a credential—from supplier check to confirmed delivery.

One record. Four clear checkpoints.

The Payment Passport is the durable record PayRoam uses to keep the payee, cost, approval, and arrival understandable in one place.

1
Verify the supplier
Confirm who should be paid and whether their payment details are ready to use.
CHECKED
2
See the complete cost
Review what leaves your business, what the supplier receives, and when it should arrive.
VISIBLE
3
Approve with context
Give the right person a clear summary and one obvious next action.
READY
4
Follow it to arrival
See where the payment is, who owns any exception, and when delivery is confirmed.
TRACKED

AI can act. Your policy stays in charge.

PayRoam gives every agent a defined budget, approved counterparties, and a clear boundary between work it may complete and decisions a person must approve.

Connect through MCP or API. The model can change; the financial controls do not.

PAYROAM / AGENT MANDATEILLUSTRATIVE CONTROL

PROCUREMENT AGENTAllowed to prepare. Not free to improvise.

Budget remaining: USD 18,400
Per-payment limit: USD 2,500
Counterparties: Verified only
Human approval: Required above limit

Intent
Policy
Approval
Receipt

When details change, money stops.

A changed bank account should never disappear into a warning log. PayRoam makes the change visible, pauses the payment, and shows the exact decision required before anything continues.

Reason: Supplier bank details changed
Owner: Finance approver
Next action: Verify and approve, or block the payment

1Change detected
2Payment paused
3Decision recorded

One controlled system, from invoice to evidence.

Start with a bill, an agent request, or an API call. PayRoam keeps verification, funding, approval, settlement, and reconciliation on one understandable route.

Capture and understand

Invoice upload, AI extraction, supplier matching, and duplicate control.

INVOICE → READY

Verify and protect

Counterparty checks, bank-account evidence, change monitoring, and owned exceptions.

PAYEE → VERIFIED

Fund and settle

Approved local funding details, customer-segregated treasury, wallets, and eligible payout routes.

FUNDS → ROUTED

Connect and automate

MCP and API access, accounting integration, agent budgets, and machine-payment adapters.

INTENT → CONTROLLED

Reconcile and prove

Payment trace, receipts, accounting writeback, audit evidence, and a recorded next action.

ARRIVAL → RECORDED

Private-preview capabilities are enabled according to business, country, currency, and payment-route eligibility.

Clear about what is live today.

PayRoam is in private preview. Human and agent-initiated payments use the same verification, policy, audit, and exception controls.

Cost visibility: Send amount, supplier-receive amount, fees, and conversion are shown together before approval.
Controlled automation: Agents receive scoped credentials, budgets, and limits. Sensitive actions can require a person before money moves.
Change control: A changed supplier bank account pauses the payment for review and records the decision.
Operating boundary: Customer funds remain with regulated financial partners; PayRoam provides the software, controls, and audit layer.

Bring people and agents onto one controlled payment route.

Tell us whether you want to review supplier payouts, agent budgets, funding, or an MCP/API integration. We'll prepare a focused private walkthrough.

Or email yariv@payroam.ai